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HOW TO REDUCE OR CLEAR YOUR DEBT QUICKLY GOOD DEBT : EDUCATION REAL STATE BUSINESS BAD DEBT : CREDIT CARD CAR LOAN MARRIAGE PARTY SHOW OFF SAY NO TO NEW LOANS 1. LIST OF YOUR ALL DEBT (CALCULATE INTEREST-WISE) CREATE AN INTEREST RATE WISE THAT IS HIGHER INTEREST RATE ON FIRST 2. BUDGET AND DECIDE PAYMENT PLAN INCOME / EXPENSE (i ) deny goals and wants and pay maximum money to loan 3 . TEMPORARY PLAY LOW : GROCERIES ,RESTAURANTS ,CAFE , MOVIE ,OUTING ,SUBSCRIPTION ,DEPRECIATING ASSET ,UNWANTED SHOPPING 4 . NO OVERSPENDING HOME MARRIAGE VEHICLE TRAVEL SHOPPING CREDIT CARDS NEW BUSINESS 5. SELL UNNECESSARY ITEMS MOBILE COMPUTER BOOKS KITENCN APPLIANCE CAMERA CYCLE 6. FOCUS ON INCREASING ON YOUR INCOME OVER TIME TAKING NEW RESPONSIBILITY PART-TIME JOB NEW VENTURE ( INSURANCE, MUTUAL FUND SALING ) 7. emergency saving fund ...